Rates & Fees
For a complete list of Fees click here.
| LOAN RATES | ||
| Vehicle Loans | Year | Rate** |
| New Vehicle | Never titled | from 4.00% |
| Used Vehicle | up to 5 years old | from 6.50% |
| Other Loans | Maximum to loan | Rate |
| Signature | $20,000 | from 6.50% |
| Share Secured | Value of Shares Pledged | Call for rate |
| VISA | $20,000 | 5.9%, 10.9%, 14.9% based on credit history |
| Home Equity | ||
| Rate: | 5% | |
| Draw Period: | 5 years | |
| Repayment Period: | up to 20 years | |
| Rate Change Frequency: | Quarterly | |
| Maximum to loan: | 80% loan to value | |
| Minimum Payment | $100 |
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| Real Estate Loans | ||
| Term | Over 80% LTV requires PMI. | Call for current rates. |
| 630.859.2276 |
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| SHARE RATES | |||
| Share Accounts | Amounts | Rate | APY |
| over $100 | .50% | .50% | |
Rates are declared the fourth Tuesday of each month ending a quarter (March, June, September, and December). Dividends are calculated on average daily balance during the three month dividend period. |
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| Special Purpose Accounts | Description | Rate | APY |
| I.R.A. Individual Retirement Account |
2.25% | 2.27% | |
Dividends are paid on the average daily balance for the three month period and are paid quarterly. |
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| Other Savings Accounts | Description | Rate | APY |
| Vacation Share Savings Account Local Ironworkers | .50% | .50% | |
| Christmas Club Account | .50% | .50% | |
Dividends are paid on the average daily balance and are paid monthly on the two account types listed above. |
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| Money Market Accounts | Amounts | ||
| $2,000 - $10,000 | .75% | ||
| $10,001 - $20,000 | 1.00% | ||
| $20,001 - $50,000 | 1.10% | ||
| $50,001 - $100,000 | 1.20% | ||
| $100,001 plus | 1.30% | ||
Dividends are paid on the average daily balance and are paid monthly on the account types lsted above. |
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| CERTIFICATE RATES | ||
| 3 - 60 months available | ||
| Call for rates. | ||
Minumum balance required for all certificates is $500. Penalty applies for early withdrawal. |
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Rates are subject to change. Please call for current rate information.
Please call the credit union for current real estate loan rates.
| EZCard 24-hour access to your credit card Enroll Now! | Privacy Policy |
575 North Broadway Aurora, IL 60505 Phone: 630.859.2276 Fax: 630.859.2472 |
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ITIN Acceptance Agent |
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| **Lost or stolen VISA debit card-after hours 800-554-8969, VISA credit card 800-808-7230. During business hours contact the Credit Union directly.** | |||||